The essay archive

An early essay on the investment case for AI, from companies building the technology to the businesses adopting it. Part of Mc Aperion’s finance archive.

A workable household budget starts with what actually leaves the account. A guide to recording expenses, choosing spending limits and making room for irregular costs.

Meal planning, repeat purchases and the small costs of convenience. A practical look at the everyday decisions that can make a difference to a household budget.

A starting point for readers managing their own money, covering cash flow, borrowing, saving and the decisions that connect them.

Ten starting points for managing a first salary, paying down debt and building savings while other demands compete for the same income.